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Retirement Planning Articles — Barrington, Illinois

Practical, plain-English guidance on retirement income, Social Security, rollovers, taxes, and the “what-ifs” that can derail even a well-funded plan.

How to use this page
Start with the topic that matches the question in your head right now. Each article is designed to be a quick read with practical next steps.
Most read topics
Income planning • Social Security timing • Rollover mistakes • Tax-aware withdrawals • Estate planning basics
Featured

Start here: The 3 questions every retirement plan must answer

Income (how much), risk (how much), and “what if” protection (how resilient). This gives you a simple framework to judge any plan.

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Articles by Topic

Income Planning 5–7 min read
How to turn savings into reliable retirement income

A simple framework for building a paycheck from your 401(k), IRA, Social Security, and other assets—without guesswork.

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Social Security 4–6 min read
Claiming Social Security: common timing mistakes

Learn the typical pitfalls and the factors that matter most—health, spouse benefits, taxes, and work income.

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401(k) / IRA Rollovers 6–8 min read
Rollover checklist: avoid taxes, reduce fees

The step-by-step checklist to avoid the most expensive rollover errors—and make sure your money stays working.

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Taxes & RMDs 5–7 min read
Tax-aware withdrawals: the order matters

How withdrawal sequencing can impact your tax bracket, Medicare premiums, and the taxation of Social Security.

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Market Risk 4–6 min read
Sequence-of-returns risk in plain English

Why a bad market early in retirement can matter more than average returns—and what practical defenses exist.

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Estate & Legacy 5–7 min read
Beneficiary planning: the quiet “make-or-break” detail

The simple beneficiary checks that can prevent delays, unintended outcomes, and avoidable tax issues.

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